Terms of Service

1. Acceptance of Terms

By accessing or using Puntfolio (the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, you must not use the Platform.

2. What Puntfolio Is (and Is Not)

Puntfolio is a betting tips and performance tracking platform.

All content on the Platform is provided for informational purposes only.

3. User Responsibilities

By using Puntfolio, you agree that:

• you are at least 18 years old
• you are responsible for your own betting decisions
• you understand betting involves financial risk
• you will comply with all applicable laws in your jurisdiction

You acknowledge that any betting activity you engage in is done at your own risk.

4. Tipsters and Content

Tipsters on Puntfolio (including automated or AI-based tipsters):

• provide opinions and predictions only
• do not represent guarantees of performance
• may experience losing periods

Past performance does not guarantee future results.

5. No Financial or Gambling Advice

Nothing on Puntfolio constitutes:

• financial advice
• investment advice
• gambling advice

You should seek independent advice before making betting or financial decisions.

6. Accounts

You are responsible for:

• maintaining the confidentiality of your account
• all activity under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

7. Payments and Subscriptions

If paid features are offered:

• all prices are displayed clearly
• subscriptions may be recurring
• cancellation terms will be disclosed at purchase

We reserve the right to modify pricing or offerings with reasonable notice.

8. Prohibited Use

You agree not to:

• misuse the platform
• attempt to manipulate performance data
• impersonate others
• scrape or copy platform data without permission
• use Puntfolio for unlawful purposes

9. Intellectual Property

All content, branding, and software on Puntfolio is owned by Puntfolio or its licensors.

You may not reproduce, distribute, or exploit platform content without permission.

10. Limitation of Liability

To the maximum extent permitted by law:

• Puntfolio is not liable for losses resulting from betting decisions
• Puntfolio is not liable for indirect or consequential damages
• use of the platform is at your own risk

11. Disclaimer

The Platform is provided "as is" and "as available" without warranties of any kind.

We do not warrant that:

• tips will be accurate
• results will be profitable
• the platform will be uninterrupted or error-free

12. Termination

We may suspend or terminate access to Puntfolio at any time if these Terms are breached.

13. Governing Law

These Terms are governed by the laws of Australia, without regard to conflict-of-law principles.

14. Changes to Terms

We may update these Terms from time to time. Continued use of Puntfolio constitutes acceptance of the updated Terms.

15. Contact

For questions regarding these Terms, contact:

Email: support@puntfolio.com